Budget Year / Version:

Program Description

  Risk Management

The Montgomery County Self-Insurance Program, established under County Code 20-37, provides comprehensive property and casualty insurance for the County and participating agencies. The program pays all claims for Self Insured Workers' Compensation, General and Auto Liability, Auto Physical Damage, and Property matters. The program is funded through contributions from the agencies, which are based upon an annual actuarial analysis of their exposures and outstanding and projected future claims. The program provides accurate and timely insurance and risk management advice to County departments and participating agencies and reduces County and participating agency exposure to risk by: comparing the cost of commercially available coverage to evaluate the best method of funding exposure to loss; transferring contractual risk under indemnification/hold harmless agreements; and recommending and reviewing contractual insurance requirements for County agreements. The Program also purchases commercial insurance policies. The program maintains a contract agreement with a third-party claims administrator to handle all claims submitted to the County and agencies - including Workers' Compensation, General Liability, Automobile Liability, Auto Physical Damage, and Property damage.

Program Contacts

Contact Jedediah Millard of the Department of Finance at 240.777.8855 or Abdul Rauf of the Office of Management and Budget at 240.777.2766 for more information regarding this department's operating budget.


Program Performance Measures

Program Performance MeasuresActual FY22Actual FY23Estimated FY24Target FY25Target FY26
Computer based/onsite training classes provided by the Safety Section1,9782,3612,0002,0002,000
Workers Compensation - Cost per $100 of payroll$2.96$3.08$3.15$3.23$3.23
Workers Compensation - Number of Montgomery County Government cases resulting in lost work time318372409429429

Program Budget Changes

FY25 Recommended ChangesExpendituresFTEs
FY24 Approved9441675328.00
Increase Cost: Claims Expense Change79650080.00
Increase Cost: Return of Contribution63732300.00
Increase Cost: Commercial Insurance Premiums23510900.00
Increase Cost: Claims Service Contract Administrative costs2214550.00
Technical Adj: Shift of Fund Balance to Safety Section2200000.00
Increase Cost: Insurance Broker Services149280.00
Increase Cost: Rent increase33750.00
Shift: Move Non-Tax Supported chargeback from Self Insurance Fund to OCA-135485-1.00
Multi-program adjustments, including negotiated compensation changes, employee benefit changes, changes due to staff turnover, reorganizations, and other budget changes affecting multiple programs.-59233910.00
FY25 Recommended10550696327.00