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Budget Year / Version:
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Program Description

  Risk Management

The Montgomery County Self-Insurance Program, established under County Code 20-37, provides comprehensive property and casualty insurance for the County and participating agencies. The program pays all claims for Self Insured Workers' Compensation, General and Auto Liability, Auto Physical Damage, and Property matters. The program is funded through contributions from the agencies, which are based upon an annual actuarial analysis of their exposures and outstanding and projected future claims. The program provides accurate and timely insurance and risk management advice to County Departments and participating agencies and reduces County and participating agency exposure to risk by: comparing the cost of commercially available coverage to evaluate the best method of funding exposure to loss; transferring contractual risk under indemnification/hold harmless agreements; and recommending and reviewing contractual insurance requirements for County agreements. The Program also purchases commercial insurance policies. The Program maintains a contract agreement with a Third Party Claims administrator to handle all claims submitted to the County and agencies - including Workers' Compensation, General Liability, Automobile Liability, Auto Physical Damage, and Property damage.

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Program Contacts

Contact Jedediah Millard of the Department of Finance at 240.777.8855 or Derrick Harrigan of the Office of Management and Budget at 240.777.8759 for more information regarding this department's operating budget.

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Program Performance Measures

Program Performance MeasuresActual FY20Actual FY21Estimated FY22Target FY23Target FY24
Computer based/onsite training classes provided by the Safety Section2,3003,0851,5001,3501,500
Workers Compensation - Cost per $100 of payroll$2.99$3.37$2.96$2.99$2.99
Workers Compensation - Number of Montgomery County Government cases resulting in lost work time341340374411411
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Program Budget Changes

FY23 Recommended ChangesExpendituresFTEs
FY22 Approved8445100228.00
Increase Cost: Increase in Commercial Insurance Premiums19192820.00
Decrease Cost: Claims Service Contract Administrative Costs8115450.00
Increase Cost: Worker's Comp. Tax400000.00
Increase Cost: Insurance Broker Services137030.00
Increase Cost: Rent increase38410.00
Decrease Cost: Other Insurance Costs-153210.00
Decrease Cost: Claims Expense -8330990.00
Multi-program adjustments, including negotiated compensation changes, employee benefit changes, changes due to staff turnover, reorganizations, and other budget changes affecting multiple programs.1740090.00
FY23 Recommended8656496228.00